Real Estate Finance & Insurance

Aug. 31, 2018

Balloon Payment Mortgages

How Does a Balloon Payment Mortgage Work?

The typical mortgage is set up so you make a specific payment every month, and at the end of the repayment term, you completely own your home. A balloon payment mortgage, though, is designed with a short repayment term and a large payment ...

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July 19, 2018

Interested in Interest

One of the biggest factors in the real estate market is the interest rate - specifically in the traditional 30 years fixed rate mortgage.  While there are many types of loans available, the 30 year fixed seems to be the benchmark. 

So far in 2015, our average interest rate through ...

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May 1, 2018

Interest Rates and Real Estate Mortgages

Interest Rates & Mortgages

Buying a home is one of the biggest purchases someone can make in life but securing a mortgage loan doesn't have to be difficult.

What is a Mortgage? A mortgage, or mortgage loan, is a legal agreement where a lender offers money to a borrower ...

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April 15, 2018

Credit Score

Credit Score Information You Need To Know

So you're interested in buying a home? Now is the time to start preparing for the home buying process. There are many steps to take and the sooner you begin, the sooner you'll be in your new home.  The first step ...

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Jan. 24, 2018

Do You Need To Sell Before Buying?

For many people either moving or retiring to Maui, the process begins with selling your current home.  The process of selling your current home and buying a new one may feel daunting, so I thought this short article about timing might be helpful for you.

Selling Before Buying?

It's ...

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July 6, 2017

All About Home Equity Loans

All About Home Equity Loans – Some key things you need to know

Some Key Things You Need to Know About Home Equity Loans

1. Your home equity is the difference between your home's fair market value and the amount you currently owe on the mortgage. It's the ...

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May 12, 2017

Maui Hurricane Insurance

There are always a lot of stories this time of year about updating your insurance and making sure you have adequate coverage.  So what about Hurricane Insurance?

Let me start by saying that if you have a loan on a Maui home, you are required by your lender to carry ...

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April 20, 2017

Understanding Maui Property Taxes

There are many considerations when buying a house.  Not only do you have to find the right place, but you also need to consider all of the other factors of home ownership - things like insurance, maintenance, utilities - and of course taxes.

Hawaii has some of the most expensive real estate ...

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