Read What People Are Saying About Me
I always ask my clients to write or email me, and tell me truthfully how they appreciated my service to them. Their feedback is so important! Here are a few highlights of what people are saying about me...
Fred Was a Great Help
He has a lot of experience and knowledge in the Maui Market and it shows.
Josh Stone
He Is Refreshing
He has a very straight forward approach that keeps things going as simple as possible.
Peter Martin
Thanks Fred!
He is down to earth, no B.S. attitude is a great help.
Ralph Sifford
We Highly Recommend Him
Fred's professionalism and spirit of Aloha made our property a reality.
John and Bari Denney
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Buyers Remorse >First Time Loans
Most first-time buyers can qualify for a mortgage loan, but they may need help from parents to make the down payment or closing costs on their home. There are loan programs that minimize the down payment and closing costs for first-time buyers. These programs usually require that 3 to 5 percent of the purchase price come from the buyers' funds, not from a loan or gift. Most lenders ask for the last three months' bank records. The borrower will be asked to reveal the origin of any large deposits. If the money comes from the homebuyer's parents, the lender may not consider those funds when qualifying the buyers.
Parents who are planning to help their children finance a home should transfer any funds several months before the house-hunting process begins. If it is a loan rather than a gift, a formal re-payment agreement should be drawn up between parents and children to eliminate potential misunderstandings or future complications with either estate.
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What holds the title as the tallest reinforced concrete building in the U.S.?
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311 South Wacker Drive in Chicago was completed in 1990 and is 65 stories high. |
 See More Real Estate Trivia > |
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- NUMBER1EXPERT™ 
